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Constitution

CONSTITUTION OF THE

 

INCORPORATED TRUSTEES OF THE

INSTITUTE OF LOSS ADJUSTERS OF

NIGERIA

 

CONTENTS

PART I
  • Established and Designation
  • Membership of the Institute
  • Associates
  • Patrons/Grand Patrons
  • Corporate Membership
  • Council of the Institute
  • Election of President And Vice President
  • Power Of The Council

    PART II

  • Financial Provisions
  • Accounts, etc.

    PART III

  • Publication Of Registers and Lists Of Correction

    PART IV

  • Registration
  • Approval Of Qualification
  • Supervision Of Instruction

    PART V

  • The Disciplinary Committee
  • Penalties

    PART VI

  • Membership Enrollment
  • A Member
  • Training Rules
  • Library Facilities
  • General Issues
  • Rules Publication
  • Interpretation

    SCHEDULE 1

  • Council
  • Tenure Of Office
  • Powers Of Council
  • Proceedings Of The Council
  • Meeting Of The Council
  • Committees
  • Miscellaneous

    SCHEDULE 2

  • Disciplinary Committee
  • Investigative Panel

    SCHEDULE 3

  • General Meetings

    SCHEDULE 4

  • Examination

    SCHEDULE 5

  • Indemnity
  • Appointment of Director/Registrar
  • Remuneration
  • Trustees Appointment
  • Finance
  • Officers Election
  • Amendment

     

    THE CONSTITUTION

    OF THE REGISTERED TRUSTEES

    OF THE

    INSTITUTE OF LOSS ADJUSTERS OF

    NIGERIA

     

     

    Established and Designation

    (1)  There is hereby established a body to be known as the Institute of Loss Adjusters of Nigeria in this constitution referred to as “the Institute” which shall be a body corporate under that name and be charged with the general duty of;

    (a) Determining what standards of knowledge and skill to be attained by persons seeking to become registered members of the Loss Adjusting profession (in this constitution referred to as  “the Profession) and reviewing those standard, from time to time, as circumstances my permit.

     

    (b) Securing in accordance with the provisions of this constitution, the establishment and maintenance of a register of Fellows, Associates, and registered members of the profession and the publication, from time to time of the lists of those persons; and

     

    (c) Performing through the Council established under this constitution the functions conferred on it by this constitution.

     

    2.  (i)               To establish and sustain a professional body of practising Loss Adjusters in Nigeria.

     

    (ii) To engage in activities that will ensure the general welfare and public well being of Insurance Loss Adjusters in Nigeria.

     

    (iii) In particular (but without limiting the scope of the foregoing) to take necessary actions for the advancement of education in the field of Loss Adjusting.

     

    (iv) The aims and objects shall be pursued.

     

    (a) By establishing and maintaining, libraries, schools, and recreation centres for the succour, assistance or education of its members, and the public in Nigeria  in Loss Adjusting.

     

    (b) By applying the Funds of the Institute in the Purchase of proprietary or other interests and the establishment of projects the proceeds of which shall be appropriate wholly and entirely for charitable purposes and public well being of Loss Adjusters in Nigeria.

     

    3. The Institute shall have perpetual succession and common seal which shall be kept in such custody as the Council may, from time to time authorise.

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    Membership of the Institute

     2-     Subject to the provisions of this constitution, persons admitted to membership of the Institute shall be enrolled as Loss Adjusters in the category of:-

    (a) Fellows

    (b) Associates

    (c) Students

    (d) Ordinary members; and shall have status in the Institute accordingly

    (e) Life members.

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    Associates

    3-(i.) Any person who has passed the qualifying examinations of the Institute and of the Chartered Insurance Institute or similar organisations within the Commonwealth of Nations and has been engaged actively as Loss Adjuster in the Office of an Independent Practising Firm of Loss Adjusters in Nigeria for a period of not less than three years consecutively.

    (ii.) Any person who hold a Degree in Insurance or Higher National Diploma in Insurance obtained from a recognized University or Institution and has passed the qualifying examinations of the Institute and has been engaged actively as Loss Adjuster in the office of an Independent Practising Firm of Loss Adjusters in Nigeria for a period of not less than five years consecutively, or

    (iii.) Any person who holds any other Degree or its equivalent or Higher National Diploma or its equivalent obtained from a recongnised University or Institution and has passed the qualifying examinations of the Institute and has also satisfied the Council of the Institute as to his academic legal, technical and professional knowledge and has been actively engaged as Loss Adjuster in the office of an Independent Practising Firm of Loss Adjusters in Nigeria for a period of not less than seven years consecutively.

    The Council shall have absolute discretion in determining qualifications that are equivalent to a Degree or Higher National Diploma.

        (d)         Fellows:

        Any person who has satisfied the Council as to his academic, legal and professional knowledge and has been in continuous practice as Loss Adjuster with a firm of registered Loss Adjusters for a period of not less than Ten consecutive years and is an Associate of the Institute.

     

         (e)         Life Members:

                       Shall comprise persons who has been a fellow for a continuous period of not less than 10 years and who must have retired from active practice as a Loss Adjuster and have in the opinion of the Council rendered special or outstanding service to the Institute.

     

    (iii) The Council may at any time in its absolute discretion transfer a member of any class to a Suspension  List and the member so transferred shall be subject to such special rights and  privileges as the Council may determine provided that any member on such suspension list shall not have any vote at any General Meeting of the Institute whether on a show of hands or on a poll, nor shall he be eligible for election to the Council, nor shall he be entitled to use any designation signifying his membership of the Institute.  The Council may at its discretion at any time when so requested by a member on the Suspension List, transfer such a member off the Suspension List where upon such member shall regain all rights, privileges and obligations attaching to his class of membership under this Constitution.

    (iv)     (a)          Every proposal for the election or admission of a member other than a Life member, shall be made in writing on a form prescribed by the Council setting out the full names and address of the candidate and such other particulars as are required, and shall be signed by a proposer and two seconders.

    (b)        Every proposal for the election or admission of a member to a higher grade of membership shall also be made in writing on a form prescribed by Council setting out such particulars as Council may require and shall be signed by a proposer and a seconder.

    (c)    Every proposal shall also contain a statement signed by the candidate that he assents to the proposal.

    (d)   The suitability of a candidate for election into any grade of membership shall be determined by the Council and Members of the Institute shall be    elected by the Council if in its absolute discretion the Council is satisfied that such members should be elected.

    (e) For the purpose of making a determination under the preceding paragraph of this clause, the quorum for a meeting of the Council shall be Five (5) members.

    (v)        Every person shall upon notification of his election be deemed to have entered into an agreement to abide by, and be bound by, those present and by any by-Laws made there-under from time to time.

    (v) The Registrar/Secretary shall keep a Register of all classes of members

              (vi)     containing their full names, full postal addresses, as set out in such proposal for election and as changed from time to time by notice from the Member to Registrar, the date of his election, the class of membership to which he is elected, date of his election or transfer to any class of Membership, date and manner of termination of membership, and any other particulars directed by the Council to be inserted in the Register.

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    Patrons\Grand Patrons

    4- The council may at anytime in its absolute discretion and by resolution of the Council appoint any life member or other persons as Patron of the Institute. The total number of all patrons shall not be more than 10 and not more than one person shall be appointed Grand patron of the Institute.  If a person is appointed a Grand Patron or Patron of the Institute, his appointment shall cease whenever the Council adopts another resolution appointing another person a Grand Patron or Patron of the Institute in his place.

    (c)         Ordinary members, shall be those who are not students fellows or Associates of the Institute employed on a full-time basis in a Loss Adjusting establishment.

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    Corporate Membership

    5- (i) The Council shall cause to be kept a Register of Corporate Member which shall consist of the names, addresses and Chief Executives of Licensed Companies and Firms practicing as Independent Loss Adjusters.

    (ii) To qualify as a Corporate Member, a firm or Company shall first of all be registered under the appropriate Law Governing the Registration of  Adjusters and a certificate signed by the Commissioner for Insurance of the National Insurance commission, stating that a firm has been so registered shall be conclusive in that regard and the firm shall  apply for Membership on the appropriate form, pay the required application fees including annual fees and such application must be recommended in writing by at least two persons who must be either Associates or Fellows of the Institute.

    (iii) Companies and Firms listed in the Register shall be known as “Corporate Members and for the purpose of determining whether or not one is engaged in the business of Loss Adjusting his Company or Firm must be a registered Corporate Member of the Institute.

    (iv) Corporate members shall pay such fees annually as may be prescribed by the Council and approved by a meeting of all Corporate members to be known as “Chief Executives Meeting”

    (v) Chief Executives meeting shall be held as regularly as the Chief Executives may decide, and shall transact such businesses and take such decisions relating to the trade and practice of Loss Adjusting that are not inconsistent with this Constitution and in particular shall not over-rule the decision of the Council or Annual General meetings.

    (vi) Corporate members shall be subject to all the rules, regulations and stipulations of this Constitution in so far as its contest may permit.

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    Certificate of Membership

    6- Every member (including Corporate members) shall be entitled to an Annual Certificate of Membership appropriate to the class to which he is elected or transferred and in a form for the time being approved by the Council and bearing the seal of the Institute.  This Certificate shall remain the property of the Institute and shall be surrendered upon termination of the membership.  If a member satisfies the council that the Certificate of his membership has been lost or destroyed he may obtain from the Institute a duplicate copy thereof on payment of such fees as may be prescribed by the Council from time to time.

     

    7. The Institute may register a member as an honorary Fellow after an election by the Council.

    8. Fellows and Associates of the Institute shall be entitled to use after their name the words ‘Fellow or Associate of the Institute of Loss Adjusters of Nigeria’ respectively or the initials “FILA or AILA”

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    Council of the Institute

    9- (i)    There shall be as the  governing body of the Institute, a Council which shall be charged with the administration and general management of the institute.

    (ii) The Council shall consist of:

    (a) The President of the institute who shall be the Chairman

    (b) Vice President of the Institute who shall be the Vice Chairman

    (c) Immediate past President

    (d) Six other persons elected by the Institute at its annual general meeting.

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    Election of President
    And   Vice   President

    10- (i)    The President or Vice President of the Institute shall each hold office for a term of two years from the date of his election, and shall be eligible for re-election for a further term of two years and not more.

    (ii) The President shall be the Chairman at all meetings of the Institute, however in the event of the death, incapacity or inability for any reason of the President, the Vice President, shall act as President for the unexpired portion of the term of office of the President, as the case may be, and references in this constitution to the President shall be construed accordingly. In that event the Council shall appoint one of them to the post of Vice President for the unexpired term of the Vice President.

    (iii) If the President or the Vice President ceases to be a member of the Institute, he shall cease to hold any of the offices designated under this section.

    (iv) The provision of schedule 1 to this constitution shall have effect with respect to the qualifications and tenure of office of members of the Council and the other matters therein mentioned.

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    Power Of The Council

    11- The Council shall have power to do anything which in its opinion is calculated to facilitate the carrying on of the activities of the Institute.

     

    PART II

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    Financial Provisions

    12- (i) There shall be established for the Institute, a fund which shall be managed and controlled by the Council.

    (ii)    There shall be fees paid into the fund established pursuant to subsection (1) of this Constitution

    (a) All fees and other money payable to the Institute in pursuance of this Constitution.

    (b) Such moneys as may be payable to the Institute, whether in the course of the discharge of its function or not;

    (iii) There shall be paid out of the fund of the Institute;

    (a) The remuneration and allowances of the Director and the other employees of the Institute.

    (b) Such reasonable traveling and subsistence allowances of members of the Council in respect of the time spent on the business of the Institute as the Council may determine; and

    (c) Any other expenses incurred by the Council in the discharge of its functions under this Constitution.

    (iv) The Council my invest its funds in any security created or issued by or on behalf of the government of the federation or in any other securities in Nigeria approved by the Council.

    (v) The Council may, from time to time, borrow money for the purposes of the Institute and any interest payable on moneys so borrowed shall be paid out of the fund.

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    Accounts, etc.

    13- The Council shall keep proper accounts on behalf of the Institute in respect of each year and proper records in relation to those accounts and the Council shall cause the accounts to be audited, within six months after the end of the year to which the accounts relate by auditors appointed by the Institute and in accordance with the guidelines supplied by the Auditor-General of the Federation; and the accounts shall be submitted to the members of the Institute for approval by them at the annual general meeting of the Institute.

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    PART 111

    THE DIRECTOR AND THE REGISTRAR

    Appointment of Director/Registrar

    14- (i)  The Council shall appoint a fit and proper person to be the Director/Registrar for the   purpose of this Constitution.

    (ii) The Director shall, in addition to his other functions under this Constitution, be the secretary to the Council and shall on the instructions of the President of the Institute or any Committee of the Council convene and keep minutes of the proceedings at all meetings of the Council and Committees thereof as the case may be.

    (iii) The Council may appoint such other persons to be employees of the Institute as the Council may determine to assist the Director in the exercise of his functions under this Constitution.

    (iv) It shall be the duty of the Director to prepare and maintain in accordance with rules made by the Council, a register of the names, addresses approved qualifications and of such other qualifications and particulars as may be specified in the rules, of all persons who are entitled in accordance with the provisions of this Constitution to be enrolled as Fellows, Associates and other members who in the manner prescribed by such rules apply to be so registered.

    (v) The register shall consist of three parts of which

    (a) the first part shall be in respect of Fellows

    (b) the second part shall be in respect of Associates and

    (c) the third part shall be in respect of others.

    (vi) Subject to the following provisions of this section; the Council shall make rules with respect to the form and the keeping of the registers and the making of entries therein and in particular.

    (a) case may be and providing for the evidence to be produced in support of applications.

    (b) Providing for the notification to the Director, by the person to whom any registered particulars relate of any change in those particulars.

    (c) authorising an enrolled or a registered person to have any qualification which is in relation to the relevant division of the profession, either an approved qualification for the purposes of this Constitution, registered in  relation to his name in addition to or as he may elect, in substitution for any other qualification so registered.

    (d) specifying the fees, including any annual subscription to be paid to the Institute in respect of the entry of names on the register, and authorising the director to refuse to enter a name on the register until any fee specified for the entry has been paid.

    (e) specifying anything falling to be specified under the foregoing provision of this section.

    (vii) Rules made for the purpose of paragraph (d) of subsection (6) of this section shall not come into force until approved at the next annual general meeting of the Institute.

    (viii) It shall be the duty of the Director.

    (a) to correct in accordance with the Council’s directions any entry in the register which the Council directs him to correct as being the Council’s opinion an entry which was incorrectly made.

    (b) to make, form time to time, any necessary alterations to the registered particulars of registered persons;

    (c) to remove from the register, the name of any enrolled or registered persons who had died.

    (d) to record the name of any member of the Institute who is in default for more than six months in the payment of his annual subscription and to take such action in relation thereto (including  removal of the names of a defaulter from the register) as the Council under this Constitution may direct or requre.

    (viv) If the Director

    (a) sends by post to any registered or enrolled persons, a registered letter addressed to that person at his address on the register inquiring whether the registered or enrolled particulars relating to him are correct and receives no reply to the letter within the period of three months from the date of posting it; and

    (b) upon the expiration of that period, sends in the like manner to the person in question a second similar letter and receives no reply to that letter within three month from the date of posting it, the Director may remove the particulars relating to the person in question from the register provided that the Council may direct the director to restore to the appropriate part of the register any particulars removed there from under this subsection.

     

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    PUBLICATION OF REGISTERS
    AND  LISTS  OF  CORRECTION

    15- (i) It shall be the duty of the director,

    (a) to cause the register to be printed, published and put on sale to the members of the public not later than two years from the commencement of this Constitution;

    (b) thereafter in each year, to cause to be printed, published and put on sale to the members of the public as aforesaid, either a corrected edition of the register or a list of corrections made to the register since it was last printed.

    (c) to cause a print of each edition of the register and of each list of corrections to be deposited at the principal offices of the Institute; and

    (d) to keep the register and the lists so deposited to be made available to members of the public at all reasonable times for inspection.

    (ii)         A document purporting to be a print of an edition of the register published under this section by authority of the Director, or documents purporting to be prints of an edition of the register so published and of a list of corrections to that edition so published, shall (without prejudice to any other mode of proof) be admissible in any proceedings as evidence that any persons specified in the document or the documents read together, as being registered, was so registered at the date of the addition or of the list of corrections as the case may be, and that any persons not so specified was not, so enrolled or registered.

    (iii) Where in accordance with subsection (2) of this section, a person is, in any proceedings, shown to have or not to have been registered or enrolled at particular date, he shall, unless the contrary is proved to be taken for the purposes of those proceedings as having at all material times thereafter continued not to be so enrolled or registered.

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    PART IV

    Registration

    16- (i) Persons shall be entitled to be registered as a Loss Adjuster or certified Loss Adjuster if he has been certified by the Chartered Insurance Institute, if:

    (a) he is of good character and high integrity;

    (b) he had attained the age of twenty-one years; and

    (c) he has not been convicted in Nigeria or any other country of an office involving fraud, dishonesty or gross misconduct.

    (ii) The Council may, in its absolute discretion, provisionally accept a qualification produced in respect of an application for registration under this section or direct that the application be renewed within such period as may be specified in the direction.

    (iii)     Any entry directed to be made in the register under subsection (2) of this section shall show that the registration is provisional and no entry so made shall be converted to full registration without the consent of the Council signified in writing in that behalf.

    (iv)     The Council shall from time to time publish its office particulars of the qualification for the time being accepted for registration.

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    Approval Of Qualification, etc.

    17- (i) The Council may approve any qualification for the purposes of this Constitution and may for the purposes approve.

    (a) any course of training at any approved institute  which is intended for persons seeking to become or are already Loss Adjusters and which the Council considers is designed to confer on persons completing it, sufficient knowledge and skill for the practice of the profession.

    (b) any qualification which, as a result of, an examination taken in conjunction with a course of training approved by the Council under this section is granted to candidates reaching a standard at the examination, indicating in the opinion of the Council that the candidates have sufficient knowledge and skill to practice as Loss Adjusters.

    (ii)     The Council may, if it thinks fit, withdraw an approval given under this section in respect of any course, qualification of institution; but before withdrawing such an approval the Council shall

    (a) give notice that it proposes to do so to each person in Nigeria appearing to the Council to be a person by whom the course is conducted or the qualification is granted or the institution is controlled, as the case may be;

    (b) afford such person an opportunity to make to the Council representations with regard to the proposal; and

    (c) take into consideration any representation made in respect of the proposal in pursuance of paragraph (6) of this subsection

    (iii)     A course, qualification or institution shall not be treated as approved during any period the approval is withdrawn under subsection (2) of this section

    (iv)     Notwithstanding the provision of subsection (3) of this section, the withdrawal of an approval under subsection (2) of this section shall not prejudice the registration, eligibility for registration of any person who by virtue of or subject to his obtaining a certificate of experience immediately before the approval was withdrawn.

    (v)     The giving or withdrawal of an approval under this section, shall have effect from such date, either before or after the execution of the instrument signifying the giving or withdrawal of the approval as the Council may specify in the instrument and the Council shall;

    (a) as soon as may be possible publish a copy of every such instrument in its office; and

    (b) not later than seven days before its publication as aforesaid, send a copy of the instrument to the director.

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    Supervision Of Instruction, etc.

    18- (i) It shall be the duty of the members of the Council to keep themselves informed of the name of;

    (a) the instruction given at approved institutions to persons attending approved courses of training and

    (b) the examination as a result of which approved qualifications are granted; Committee either from among its own members or otherwise to visit approved institutions to attend such examinations.

    (ii) It shall be the duty of a Committee appointed under subsection (1) of this section to report to the Council on;

    (a) the sufficiency of the instructions given to persons attending approved course of training at institutions visited by it;

    (b) the sufficiency of the examinations attended by it; and

    (c) any other matters relating to the institutions or examinations which the Council may, either generally or in a particular case, request it to report, but no Committee member shall interfere with the giving of any instruction or the holding of any examination.

    (iii) On receiving a report made in pursuance of this section, the Council may if it thinks fit and shall, if so required by the Institute, send a copy of the report to the person appearing to the Council to be in charge of the institution or responsible for the examination to which the report relates, requesting that person to make observations on the report to the Council within such period as may be specified in the request, not being less than one month beginning with the date of the request.

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    PART V

    PROFESSION DISCIPLINE

     

    The Disciplinary Committee

    Established Of The Disciplinary Committee And Investigating Panel
     

    19- (i) There shall be a Committee to be known as the Institute of Loss Adjusters of Nigeria

    Disciplinary Committee (in this Constitution referred to as the “The Disciplinary Committee”) which shall be charged with the duty of considering and determining any case referred to it by the investigating panel established by the following provisions of this section and any other of which the Disciplinary Committee has cognisance under the following provisions of this Constitution.

    (ii) The Disciplinary Committee shall consist of the Chairman and two other members of the

    Council appointed by the Council.

    (iii) There shall be a body to be known as the Institute of Loss Adjusters of Nigeria

    Investigating Panel (in this Constitution referred to as “the Investigating panel”) which shall be charged with the duty of

    (a) conducting a preliminary investigation into any case where it is alleged that a member has misbehaved in his capacity as a Loss Adjuster or should for any other reason by the subject of proceedings before the Disciplinary Committee and deciding whether the case should be referred to the Disciplinary Committee.

    (iv) The Investigating Panel shall be appointed by the Council and shall consist of two members of the Council and one practicing Loss Adjuster who is not a member of the Council.

    (v) The provisions of Schedule 2 to this Constitution shall so far as they are applicable to the

    Disciplinary Committee and the Investigating Panel respectively have effect with respect of those bodies.

    (vi) The Council may make rules not inconsistent with this Constitution as to acts which constitute professional misconduct.

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    Penalties

    Penalties For Unprofessional Conduct.

    20- (i) A person enrolled or registered under this Constitution if convicted, by any Court or Committee in Nigeria or elsewhere having power to impose imprisonment or fine for an offence (whether or not punishable with imprisonment) which in the opinion of the Disciplinary Committee is incompatible with the status of a Loss Adjuster or;

    (b) the Disciplinary Committee is satisfied that the name of any person has been fraudulently enrolled or registered the Disciplinary Committee may if it thinks fit, give a direction reprimanding that person or fining such persons or ordering the Director to strike his name off the relevant part of the register.

    (ii) The Disciplinary Committee may, if it thinks fit, defer or further defer its decision as to the giving of a director under subsection (1) of this section until a subsequent meeting of the Disciplinary Committee; but

    (a) no decision shall be deferred under this section for periods exceeding one year in the aggregate; and

    (b) no person shall be a member of the Disciplinary Committee for the purposes of reaching a decision which he was present as a member of the Disciplinary Committee when the decision was deferred.

    (iii) For the purposes of subsection (1( (b)  of this section, a person shall not be treated as convicted as therein mentioned, unless the conviction stands at a time when no appeal or further appeal is pending or may (without extension of time) be brought in connection with the conviction.

    (iv) When the Disciplinary Committee gives a direction under subsection (1) of this section, the Disciplinary Committee shall cause notice of the direction to be served on the person to whom it relates.

    (v) The person to whom a direction given under subsection (1) of this section relates may, at any time within twenty-eight days from the date of service on him of notice of the direction, appeal against the direction to the Federal High Court and the Disciplinary Committee may appear as respondent to the appeal and, for the purpose of enabling directions to be given as to the costs of the appeal and of proceedings before the Federal High Court, the Disciplinary Committee shall be deemed to be a party thereto whether or not it appears on the hearing of the appeal.

    (vi)     A direction of the Disciplinary Committee under subsection (1) of this section shall take effect where.

    (a)     no appeal under this section is brought against the direction within the time limited for such an appeal, or on the expiration of that time; or

    (b)     any such appeal is brought and is not withdrawn or struck out as aforesaid, if and when the appeal is dismissed.

    (vii)     A person whose name is struck off the register in pursuance of a direction of the Disciplinary Committee under this section, shall not be entitled to be enrolled or registered again, except in pursuance of a direction in that beheld; given by the Disciplinary Committee on the application of that person.

    (viii)     A direction under this section for the striking off a person’s name from the register may prohibit an application under this subsection by that person until the expiration of such period from the date of the direction (and where he has duly made such a application from the date of his last application) as may be specified in the direction.

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    PART VI

    MISCELLANEOUS AND GENERAL

    Membership Enrollment

    Application Of This Constitution To Enrolled

    21- (i)  Any person who is not a member of the Institute of Loss Adjusters of Nigeria (in this Constitution would have been qualified to apply to obtain membership of the Institute may, within the period of three months from the commencement of this Constitution apply for membership of the Institute in such manner as may be prescribed by rules made by the Council.

    (ii) Where an application under subsection (1) of this section is approved by the Council the applicant shall be enrolled or registered, as the case may be, according to his qualification.

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    A Member

    When Persons Are Deemed To Be Loss Adjusters
     

    22- (1)  Subject to subsection (2) of this section, a person shall be deemed to be a Loss Adjuster if, in consideration of remuneration received or to be received, or whether by himself or in partnership with any other person he;

    (a) engage himself in the practice of the profession or holds himself out to the public as a Loss Adjuster; or

    (b) renders professional service or assistance in or about matter or principle or detail relating to Loss Adjusting procedure or

    (c) renders any other service which by regulations made by the Council, be designated as service constituting Loss Adjusting practice.

    (2) Nothing in this section shall be construed so as to apply to persons who, while in full time employment of any government, are required under the terms or in the course of such employment, to perform the duties or any of the duties of a Loss Adjuster.

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    Training Rules

    Rules As To Training, Etc.
     

    23-(i) The Council may make rules for:-

    (a) the training in Loss Adjusting, of suitable persons in Loss Adjusting methods and practice; and

    (b) for the supervision, regulation, engagement, training and transfer of such persons.

    (ii) The Council may also make rules

    (a) prescribing the amount and due date for payment of the annual subscription and for such purpose different amounts may be prescribed by the rules according to whether the person is enrolled as a fellow including Life Member, Associate, Student or an Ordinary Member,

    (b) prescribing the form of licence to practice; and a Loss Adjuster must possess an annual practicing licence issued by the Institute.

    (c) restricting the right to practice Loss Adjusting in default of payment of the amount of the annual subscription where the default continues for longer than such period as may be prescribed by the rules.

    (iii) Rules when made under this section shall, be in writing and made available to Members .

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    Library Facilities

    Provisions Of Library Facilities, Etc
     

    24-The Institute shall

    (a) provide and maintain a library comprising books and publications for the advancement of Knowledge of Loss Adjusting and such other books and publications as the Council may think necessary for that purpose; and methods and allied subjects to the extent that the Council may; from time to time, consider necessary.

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    General Issues

    25- (i) If any person, for the purpose of procuring the registration of any name, qualification or other mater.

    (a) makes a statement which he believes to be false in a material particular, or

    (b) recklessly makes a statement which is false in a material particular he shall be guilty of an offence.

    (ii) If, on or after the relevant date, any person who is not a member of the Institute

    practices or holds himself out as Loss Adjuster for or in expectation of a reward or takes or uses any name, title, addition or description implying that he is a Loss Adjuster; he shall be guilty of an office provided that, in the case of a person falling within section 16 of this Constitution.

    (a) this subsection shall not apply in respect of anything done by him during the period of three months mentioned in that section; and

    (b) if within that period he duly applies for membership for the Institute then, unless within that period, he is notified that his application has not been approved, this subsection shall not apply in respect of anything done by him between the end of that period and the date on which he is enrolled or registered or notified as aforesaid.

    (c) It shall be considered an offence for a member to practice as Loss Adjuster under an unregistered firm of Loss Adjuster’s and disciplinary procedures shall be taken accordingly.

    (iii)    If the Director or any other person employed by or on behalf of the Institute willfully

      makes any falsification in any matter relating to the register, he shall be guilty of an offence.

    (iv)     A person guilty of an offence under this section shall be liable.

    (a) be fined an amount not exceeding N1,000; or

    .

    (v)      Where an offence under this section which has been committed by a body corporate is proved to have been committed with the consent or connivance of or to be attributable to any neglect on the part of any Director, Manager, Secretary or other similar officer of the body corporate or any person purporting to act in any such capacity, he, as well as the body corporate, shall be deemed to be guilty of that offence and shall be liable to be proceeded against and punished accordingly.

    (vi) In this section, ‘ the relevant date’ means the first anniversary of coming into force of this Constitution.

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    Rules Publication

    Publication Of Regulations And Rules.

    26 – (i)  Any regulation made under this Constitution shall be in writing as soon as may be, after they are made and a copy of any such regulation shall be sent to all Registered Members not later than three months after being made.

           (ii)   Rules made for the purposes of this Constitution, shall be subject to confirmation by the Institute at its general meeting or at any special meeting of the Institute convened for that purpose, and if then annulled, shall cease to have effect on the day after the date of annulment, but without prejudice to anything done in pursuance or intended pursuance of any such rules.

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    Interpretation

    27- In this Constitution, unless the context otherwise requires:-

    ‘Council’ means the council established as the governing body of the Institute under this Constitution.

    ‘Disciplinary Committee’ means the Institute of Loss Adjusters of Nigeria

    Disciplinary Committee established under section 19 of this Constitution

    ‘Fees’ includes annual subscription;

    Director means Director of the Institute which term also shall be taken as referring to Registrar until the positions are separated by Council

    ‘Institute’ means the Institute of Loss Adjusters of Nigeria established under section 1 of this Constitution.

    ‘Loss Adjuster’ means any person who is registered under this Constitution in any of the categories of membership.

    ‘Investigating Panel’ means the Institute of Nigeria

    Investigating Panel established under section 19 (3) of this Constitution , ‘member of the Institute’ means an enrolled Fellow, Associate or a Loss Adjuster registered by the Institute and ‘membership of the Institute’ shall be construed accordingly.

    “Minister” means Minister of Finance of the Federation of Nigeria

    “President” and : Vice President” means respectively the office holders under those names in the Institute.

    “Profession” means the profession of Loss Adjusting;

    ‘Register’ means the register maintained in pursuance of section 8 of this Constitution.

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    SCHEDULES

    Schedule 1 ‘Supplementary Provisions Relating to The Council’

    Council

    1-  (i)   The Council shall be elected by members at an Annual General Meeting of the Institute and shall consist of the President, the Vice President, Immediate past President and six (6) other members to be known as “Councillors” to be not less than 3 or more than such number as shall be determined by the Institute in general meeting and until otherwise determined the total of such number shall be Nine.

    (ii) The Council so elected shall hold office for two consecutive years and shall retire at the Second Annual General Meeting of the Institute following their election.  All members of the Council shall so retire and a new Council shall be elected.  A  retiring member of the Council shall be eligible for re-election.  Only Fellows and/or Associates of the Institute with not less than eight consecutive years experience of practice as a Loss Adjuster after his election as an Associate shall be eligible for nomination for election to the Council.

    (iii) The election of members of the Council shall be conducted in the following order:

    (a) Election of the President, an affirmation that the retiring Vice President be and is duly returned as the President, provided that the retiring President has served for 2 consecutive terms.

    (b) Election of the Vice –President

    (c) Election of Councilors.

    (iv) The Director shall include in the Notice convening the Annual General Meeting nomination forms for the office of Vice –President and Councilors

    (v) To be eligible for affirmation/election as President or Vice President a candidate must;

    (a) be either a Fellow or Associate of the Institute

    (b) have been a member of the Council for consecutive period of three (2) years prior to the election

      Not have served as President for two consecutive terms prior to the election.

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    Tenure Of Office

    QUALIFICATIONS AND TENURE OF OFFICE OF MEMBERS OF THE COUNCIL:

    2 (i)     A member of the Institute who ceases to be a member thereof shall, if he is also member of the Council cease to hold office on the Council.

    (ii) A member of the Council may, by notice in writing under his hand addressed to the President, resign his office;

    (iii) Elections to the Council shall be held in such manner as may be prescribed by the rules made by the council and until so prescribed by rules made by the Council they shall be decided by secret ballot.

    (iv) If an elected member of the council ceases to hold office before the date when his term of office would have expired, the Council may, if the time between the unexpired portion of the term of office and the next general meeting of the institute appear to warrant the filling of the vacancy, co-opt some other fit person for the residue of the time as aforesaid.

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    Powers Of Council

    3 (i) The business of the Institute shall be managed by the Council, who may exercise all such powers of the Institute as are not by the law or by this Constitution required to be exercised by the Institute in general meeting, subject nevertheless to any regulation of this Constitution to the provision of the Law and to such By-Laws being not consistent with the aforesaid regulations or provisions, as may be prescribed by the Institute in General Meeting; but no By-Law made by the Institute in general meeting shall invalidate any prior act of the Council which would have been valid if that By-Law had not been made.

    (ii) Meeting of the Council may be held at the call of the President or in his absence the  Vice-

    President and shall be held in response to a requisition lodged with the Director and signed by not less than two members of the Council.   At least seven days written notice of a Council meeting shall be given to all members of the Council.

    (iii) At meetings of the Council, three members of the Council shall form a quorum.

    (iv) At every meeting of the Council the President, if he shall be present, failing him the Vice-President and in his absence a member of the Council chosen by those present shall be Chairman.  The Chairman shall have both a deliberative and casting vote.

    (v) The Council shall cause Minutes to be made in books provided for the purpose:-

    (a) of all appointments of officers made by the Council;

    (b) of the name of the members of the Council present at each meeting of the Council and of any Committee thereof;

    (c) of all resolutions and proceedings at all meetings of the Institute and of the Council and of Committees thereof shall sign his name in a book to be kept for that purpose.

    (vi) A resolution in writing (which may consists of several documents in like form each signed by one or more Councilors) shall be as valid and effectual as if it has been

    Passed at a meeting of the Council duly called and constituted PROVIDED THAT  no resolution shall be so signed in relation to the acquiring or disposing of a property of the Institute or the electing or expulsion of members.

    (vii) The Council shall have the power to Co-opt in to the Council not more than two members of the Institute who must be persons eligible or qualified for election into the Council.  Such Co-opted Councilors shall have the same powers as elected Councilors and if this is done, the number of all Councilors including the President and Vice-President, shall not exceed eleven.

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    Proceedings Of The Council

    (i) Subject to the provision of this Constitution, the Council may in the name of the Institute

    make standing orders regulating the proceedings of the Institute or the Council and in the exercise of its powers under this Constitution may set up Committees in the general interest of the Institute and make standing orders thereof.

    (ii) Standing orders made for a Committee shall provide for decisions to be taken by a

    majority of the members and, in the event of equality of votes, the President or the Chairman, as the case may be, shall have a second or casting vote.

    (iii) Standing orders made for a Committee shall provide for the Committee to report to the Council on any matter referred to it by the Council.

    (iv) The quorum of the Council shall be three and the quorum of a Committee of the Council shall be determined by the Council.

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    Meeting Of The Council

    MEETING OF THE COUNCIL.
     

    5- (i) Subject to the provisions of any standing orders of the Council, the Council shall meet

    whenever it is summoned by the President  and if the President is required, to do so, by notice in writing given to him by not less than three other members he shall summon a meeting of the Council to be held within seven days from the date on which the notice is given.

    (ii) At any meeting of the Council, the President or Vice-President or in their absence, the members present at the meeting shall appoint one of their number to preside at the meeting.

    (iii) Where the Council desires to obtain the advice of any person on a particular matter, the Council may co-opt him as a member for such period as the Council thinks fit; but a person who is a member by virtue of this sub-paragraph shall not be entitled to vote at any meeting of the Council and shall not count towards a quorum.

    (iv) Notwithstanding anything in the forgoing provisions of the paragraph, the first meeting of the Council shall be summoned by the President of the Institute.

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    Committees

    6- (i) The Council may appoint one or more Committees to carry out on behalf of the Institute or the Council such functions as the Council may determine.

    (ii) A Committee appointed under this paragraph shall consist of the number of persons

    determined by the Council, of whom not more than one-third may be persons who are not members of the Council, and a person other than a member of the Council shall hold office on the Committee in accordance with the terms of the letter by which he is appointed.

    (iii) A decision of a Committee of the Council shall be of no effect until it is confirmed by the Council.

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    Miscellaneous

    7- (i) The fixing of the seal of the Institute shall be authenticated by the signature of the President or of some other member of the Council authorised generally or specially by the Institute to act for that purpose.

    (ii) Any Contract or instrument which, if made or executed by a person not being a body corporate, would not be required to be under seal, may be made or executed on behalf of the  Institute or of the Council, as the case may require, by any person generally or specially authorised to act for that purpose by the Council.

    (iii) Any document purporting to be a document duly executed under the seal of the Institute shall be received in evidence and shall unless  the contrary is proved, be deemed to be so executed.

    8- The validity of any proceeding of the Institute or of the Council or of a Committee of the Council shall not be adversely affected by any vacancy in the membership or by any defect in the appointment of a member of the Institute or of the Council of a person serving on the Committee or by reason that a person not entitled to do so took part in the proceedings.

    9- Any member of the Institute or of the Council and any person holding office on a Committee of the Council, who has a personal interest in any contract or arrangement entered into or proposed to be considered by the Council on behalf of the Institute or on behalf of the Council or Committee thereof; shall forthwith disclose his interest to he President or to the Council as the case may be and shall not on question relating to the contract or arrangement.

    10-  A person shall not by any reason only of his membership of Institute be treated as holding an office in the public service of the Federation.

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    Schedule 2 - Supplementary Provision Relating To The Disciplinary  Committee and Investigating Panel

    Disciplinary Committee

    The Disciplinary Committee

    1-    The quorum of the Disciplinary  Committee shall be four members to the selection of members of the Disciplinary  Committee for the purpose of any proceeding, the procedure to be followed and the rules of evidence to be observed in proceedings before, the Disciplinary  Committee.

    (2) The rules shall in particular provide-

    (a) for securing that notice of the proceedings shall be given at such time and in such manner, as may be specified by the rules, to the person who is the subject of the proceedings.

    (b) for determining who, in addition to the person aforesaid, shall be a party to the proceedings

    (c) for securing that any party to the proceedings shall, if he so require be entitled to be heard by the Disciplinary  Committee.

    (d) for securing that any party to the proceedings may be represented by a legal practitioner.

    (e) For requiring in a case where it is alleged that the person who is the subject of the proceedings is guilty of infamous conduct in any professional respect, that where the Disciplinary Committee adjudges that the allegation has not been proved it shall record a finding that the persons is not guilty or such conduct in respect of the matters to which the allegation relates.

    (f) For entry in the minute’s book of the Institute any direction of the Disciplinary Committee which has taken effect providing that a person’s name shall be struck off a register.

    (3)-  For the purposes of any proceeding before the Disciplinary Committee any member of the Disciplinary Committee may administer oaths and any party to the proceedings may sue out of the registry of the High Court writes of subpoena and testificadum and duces tecum but no person appearing before the Disciplinary Committee shall be compelled.

    (a) to make any statement before the Disciplinary Committee tending to incriminate himself, or

    (b) to produce any document under such a writ which he could not be compelled to produce at the trial of an action.

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    Investigative Panel

    The Investigative Panel

    4-       The quorum of the Investigating Panel shall be three.

    5-   (i)  The Investigating Panel may, at any of its meeting attended by all the members of the Investigating Panel, make standing order with respect

    (ii) Subject to the provisions of any such standing orders, the Investigating panel may regularise its own procedure.

    6- (i)    A person ceasing to be a member of the Disciplinary Committee or the Investigating Panel shall be eligible for appointment as a member of the Disciplinary Committee or Investigating Panel, as the case may be.

    (ii) A person may, if otherwise eligible, be a member of both the Disciplinary Committee or Investigating Panel, as the case may be, be a member of both the Disciplinary Committee and the Investigating Panel; but no person who acted as member of the Investigating Panel with respect to any case shall act as a member of the Disciplinary Committee with respect to that case.

    7-         The Disciplinary Committee or the Investigating Panel may act notwithstanding any vacancy in its membership; and the proceedings of either body shall not be invalidated by any irregularity in the appointment of a member of that body or subject to paragraph 6 (2) of the Schedule by reason of the fact that any person who was not entitled to do so took part in the proceedings of that body.

    8- Any document authorised or required by virtue of this Constitution to be served on the Disciplinary Committee or the Investigating Panel shall be served on the Director.

    9- Any expenses of the Disciplinary Committee or the Investigating Panel shall be defrayed by the Institute.

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    Schedule 3- Supplementary Provisions Relating to the General Meeting of the Institute
     

    General Meetings

    GENERAL MEETINGS OF THE INSTITUTE
     

    (1) A General Meeting shall be held once in every calendar year within nine months of the close of the financial year of the Institute at such time and place as may be prescribed by the Council or in default, at such time and place as may be decided by the Council but within the calendar year.

    (2) The above mentioned General Meeting shall be called Annual General Meeting; all other general meetings shall also be convened on such requisitions of members of the Institute as provided by the Law.

    (3) The Council may, whenever it may think fit, convene an extraordinary general meetings, an extraordinary general meeting shall also be convened on such requisitions of members of the Institute as provided by the Law.

    (4) At all general meetings ten (10) members present in person shall form a quorum.

    (5) Seven days notice at the least (except in the case of special resolution requiring twenty-one days’ notice) specifying the place, the day and the hour of meeting and, in case of special business, the general nature of that business, shall be given in manner hereinafter mentioned, to such persons as are, under this constitution, entitled to receive such notice from the Institute.

    (6) All business shall be deemed special, that is, transacted at an extraordinary general meeting, and all that transacted at any annual general meeting, with the exception for the consideration of the accounts, balance sheets, and the reports of the Council and Auditors prescribed by the Law, the election of the Council fixing of remuneration of the Auditors.

    (7) The omission to give the required notice to any member shall not invalidate the proceedings at any meeting.

    (8) Save as next provided no business shall be transacted at any meeting unless a quorum of members be present at the time when the meeting commences business.

    (9) If within half an hour from the time appointed for a meeting a quorum be not present the meeting if convened by or on the requisition of members shall be dissolved.  In any other case it shall stand adjourned to the same day in the next week at the same time and place or at such time and place as the Members present shall determine and at such postponed meeting the business shall be transacted by the members present which shall be deemed a quorum whatever their number.

    (10) The President of the Institute or failing him the Vice-President shall preside as Chairman at every meeting of the Institute.  If within fifteen minutes after the time appointed for holding such meeting neither the President nor the Vice President be present the members present shall choose one of the members of the Council to be Chairman or if no member of the Council be present and willing to act, the members present shall choose one of their number t